There are two key elements that separate the Harry James Group "Advice for Real Life" from other financial advisors:
The Harry James Group team is on salary and is not incented to sell any products whatsoever. The compensation of an advisor does not change in any way based on a client’s decision to work with us or not. They are paid to dispense pure client driven advice after a thorough analysis of the facts. This proven method is clinical, very comprehensive in nature resulting in pure objective advice.
Advice for Real Life requires a complete empathy and understanding of all of the soft facts surrounding a client’s financial psychological makeup including but not limited to:
- Risk tolerance
- Financial upbringing
- Personal philosophy on:
- Children's Education
- Aging Parents
- Importance of:
- Charitable ventures
- Views on:
- Non-traditional investments
- Stage of life
Fee For Service Comprehensive Financial Planning:
The reality is comprehensive advice should cover any area of your life that deals with financial decisions from whether you should buy or lease a car to the term you choose on a mortgage. Cash flow, tax planning and debt management are key components of all financial strategies and once again more often than not these elements are not given the attention they deserve. Further, it is important to recognize the stage of life clients are in (see below) and factor their unique circumstances in each case:
fake it until you make it, who am I and where am I going?
the balancing act in the overwhelmed zone.
how did I get here and what do I do now? Finding your sweet spot and meaning.
True financial planning comes down to two key things, cash flow and net worth. You need to have a cash flow adequate to maintain a standard of living you are happy with. You want to invest enough on a regular basis to meet your personal long-term net worth goals.
You need a clear, concise vision to make the best choices in life’s perpetual stream of decisions. Comprehensive planning offers constant interaction between client and advisor. Continuous support from a salaried team of proficient advisors allows you to spend your most valuable asset—time, on what matters most to you.
Advice For Real Life Stories:
At the Harry James Group, we aren’t the only ones in the industry begging for tighter guidelines including...Read More
Diamond Ring or RRSP?
A survey was done with a group of 85 plus year olds a number of years back. One question asked was if you could live your life all over...Read More
Not the Basement
Yes we love our kids and yes we have lots of them, some grandchildren too. When kids become adults however it’s time for them to leave the nest....Read More
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